What is the difference in the Unified portfolio and how is it better than previous goal based option?

Instead of having a separate plan & portfolio for each goal, you’ll have one unified portfolio and a single financial plan with multiple goals.

Financial Plan gives a flexible way to manage goals - including open-ended goals like Emergency. 

1. Simplified Risk Management: A single portfolio is easier to align with your risk profile.
2. Streamlined Investments: One SIP for all your goals
3. Fewer Fund Accounts: You’ll have fewer fund accounts to manage.
4. Holistic Planning: Easier to consider your family’s wealth outside of our platform when planning your financial goals.
5. Efficient Withdrawals: Once a goal is achieved, you can withdraw more efficiently from your total wealth, rather than from individual buckets.
6. Effective Portfolio Management: Activities like portfolio reviews, asset allocation, and rebalancing can be done more effectively.
7. Greater Flexibility: You have more flexibility in changing, adding, or removing goals.